How the Hawaii TDI weekly benefit is calculated
Hawaii's Temporary Disability Insurance (TDI) law dates to 1969, making it one of the oldest wage-replacement programs in the country. But it works differently from every other calculator on this site: Hawaii does not run a state trust fund. Instead, the law requires employers to buy an approved policy from a private insurance carrier, or self-insure, to cover their employees. Wondering how much you'll get from Hawaii TDI? The formula below — 58% of wages, capped at $871/week — is exactly what every approved plan must meet at minimum.
How long does the benefit last — and what about family leave?
Statutory TDI pays for up to 26 weeks per benefit year, and covers only your own non-work-related illness, injury, or pregnancy — there is no waiting-period-free start; benefits typically begin on the 8th day of disability. Unlike every other state on this list, Hawaii has no paid family leave benefit: caring for a new child or a sick family member isn't covered by TDI at all. Separately, the unpaid Hawaii Family Leave Law (HFLL) allows up to 4 weeks of job-protected (but unpaid) leave per year for bonding or family caregiving at employers with 100+ employees.
Hawaii TDI FAQ (2026)
How much does Hawaii TDI pay in 2026?
The statutory formula is 58% of your average weekly wage, up to a maximum of $871/week for 2026 (up from $837 in 2025). Your employer's approved private or self-insured plan can pay more than this statutory minimum, but never less.
Does Hawaii have paid family leave?
No. Hawaii TDI only covers your own disability (illness, injury, or pregnancy). There is no state-mandated paid benefit for bonding with a new child or caring for a family member — those situations fall under the unpaid Hawaii Family Leave Law instead.
Why is this "employer-provided" instead of a state program?
Hawaii is one of the only TDI states without a state-administered insurance fund. Employers must purchase TDI coverage from an authorized private carrier or qualify to self-insure, and the Disability Compensation Division (DCD) approves and audits those plans rather than paying claims directly.
Who is eligible for Hawaii TDI?
You generally need at least 14 weeks of Hawaii employment in the 52 weeks before your disability begins, during each of which you worked 20 or more hours and earned at least $400 — the weeks don't need to be consecutive or with the same employer. Source: Hawaii Department of Labor.